Saturday, September 19, 2009

Buying Safely Online

Today buying goods on the web is very popular. However, there are still many people who have concerns about buying online. Sometimes you do hear those "horror" stories of people who bought online and had their identity stolen or never received their goods. These stories are unfortunate, but thankfully they are not the norm when customers purchase things online. As long as you keep some internet safety tips in mind, you can make purchasing online in a safe way. Here are some important tips for buying safely online that will help you avoid scams and online fraud.

Tip #1 - Only Buy From Secure Sites

One great tip for buying safely online is to only buy from secure sites. It's important that you check to make sure that any site you purchase an item for is set up to be secure so that your information is scrambled when it is sent over the internet. This keeps people from being able to intercept your personal and financial information when you are doing an online transaction. Wondering how to make sure that the website is secure? Look in the address and ensure it has an "Https," which will let you know it is secure. A key that is unbroken or a closed lock at the bottom of the page also lets you know that you are on a secured site.

Tip #2 - Ensure the Site Has Contact Information

Another important tip for purchasing items online safely is ensuring that the site you are buying from has contact information on it. If a site is not willing to put up their contact information, you should definitely question how legitimate this site is. Beware of sites that only put up an email address. Look for sites that provide addresses, phone numbers, and email addresses.

Tip #3 - Purchase By Credit Card When You Can

Whenever you can, it is a good idea to purchase by credit card when doing transactions on the web. When you pay with a credit card, you get additional protection from the credit card company in case something goes wrong. Most credit card companies provide protection in case you get scammed or in case someone gets a hold of your credit card number.

Tip #4 - Check Out the Company

Take the time to check out the company you're considering purchasing from before you make a purchase. This is important to buying safely online. There are several different ways that you can check out a company. You can go to the Better Business Bureau to check out their reputation. Another option is to simply Google the name of the company to see if any problems or complaints come up. If you find that others have had a lot of problems with the company, it's probably not a good idea to trust the company.

With these important tips, buying safely online becomes a whole lot easier. Always use these tips when you buy online. This way you'll keep your information safe and get the products that you want and need.

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